Pavan is Senior Manager of Operational Risk Modeling and Artificial Intelligence at the Bank of Montreal leading the execution of the Comprehensive Capital Analysis and Review (CCAR) and Dodd-Frank Act Stress Test (DFAST) exercises for US stress testing. He is responsible for all aspects of model development and performance monitoring of operational risk models used throughout the bank. He is also tasked with driving BMO’s digital-first strategy and has applied Natural Language Processing (NLP) to simplify and accelerate business processes and continues to utilize machine learning to uncover patterns and derive insight. He has previously worked in quantitative teams at the national financial regulator, Office of the Superintendent of Financial Institutions (OSFI), and in the cards product division at Canadian Imperial Bank of Commerce (CIBC).